- D - Disability. Do you have financial support or resources tucked away in case you find your self disabled/ unable to work for a few months?
- R - Retirement. Do you think you can retire by the age of 60? Do you know how much you need to sustain you after you reach age 60?
- E - Education. Are you saving for a graduate degree? Starting family?
- A - Asset allocation. Are your financial assets in order? are they growing?
- M - Major purchases. Do you have financial resources tucked away to make sure your major purchases will not rattle your financial security?
- S - Survivor Income. When we leave this world, are we sure that those left behind will be financially well taken care of?
The best way to prepare for your D.R.E.A.M.S. is to SAVE!!!
Some tips on saving
- Act now and SAVE!
- Evaluate your spending sprees - Needs vs. Wants
- Learn to live with less
- "too much month at the end of the money" - when you find out you still have more monthly bills to pay when you just used up your last centavo.
*These are notes from the talk of speaker Ms. Robbie Panaligan, a sales associate from Manulife, given last October 22, 2007 at UA&P.
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