Its been a trying time these past months, ever since I set up my spreadsheet budget monitoring system, to make my actual income equal to my actual spending (at least in the spreadsheet). Although I have my trusty T5 (where my monitoring spreadsheet resides) with me, most of the time, I often find it difficult to take it out and jot down my expenses at the end of the day. But now, I believe I can say that I am starting to develop the discipline of being mindful of where my hard earned money goes.
Now the challenge is if I can replicate this for the months to come! Goodluck to me!
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